Mansi Patidar

  Will gold prices decrease or increase? A common question arises in the minds of a rational buyer while planning to invest in the yellow metal. The question could relate to the increase or decrease in the gold prices that affect the buying behavior of a rational investor or consumer. The market is difficult to estimate but with proper research and analysis, the market fluctuations can be estimated. The prices of gold are majorly affected by the demand and supply in the market. The demand for gold occurs amongst the consumer and the investor when the actual return on the equity and the bonds decreases. In that situation, the investor focuses on investing in gold. This increases the prices of the yellow metal. "According to research by the world gold council, approximately 4400 tomes of gold were demanded in the year 2019. Amongst the global demand for gold India has the largest percentage share". The current and future situations of the gold prices. Due to the increas...

A term is usually used for Bitcoin that it is a cryptocurrency. Before understanding Bitcoin let's understand the term cryptocurrency. It is framed from two words crypto which means hidden or secret and currency which means a type of money (metal, paper or digital) that a country uses.  So cryptocurrency means a hidden currency here the term hidden refers to which does not have any physical existence so it can be stated that cryptocurrency is a digital currency.  Currently there are more than 4000 cryptocurrency in the world and Bitcoin is one of the most popular cryptocurrency A common question arises in the minds of many people that "Is cryptocurrency legal or illegal "? So answer to this question is that cryptocurrency is legal but it is not allowed as a legal tender of money. To understand the legal tender of money let's take an example if A wants to purchase a television in against he cannot give shares of any company to the shopkeeper he is liable to give curren...

Covid 19 has not only affected our health but has also affected the financial health of the investors . The second phase of covid is a gain bringing the market down. Investors are afraid to invest in the market as they are not sure about the return from the market. Due to this Sensex and Nifty are facing a downfall. " On 10th March 2021 Sensex was 51280 which have been lowered down to 49217 on 18 March 2021" This downfall is making a clear picture again and the market tends to frighten in near future. The truth is not hidden that covid have not only affected share market but all the sectors of the economy are been affected. Semi-conductor are facing a problem as there is a 5% price increase in the product. Due to shortage of supply in semi-conductors are expected to face a price increment of 4-6% in 2021. Computer devices and medical devices will have a 12% price increment which will further make these products expensive in the market. As every point have two side...

 Mutual fund have been an untouched sector for soo long but it has gain a growth as investors are now becoming aware of it due to promotion and need of investment for future income growth. Mutual fund is best for those investors who do not have knowledge of the share market, but wish to do investment. Mutual Fund is considered to be a great source for saving and to increase the investment money. It is considered to be an investment opportunity for retail investors from short to long run (depends on investors). Future is uncertain and in such a case there is always a need to do a research to understand the benefits of investment. So, here are some benefits or advantages of doing investment in mutual fund. 1. Management of funds through professionals- Mutual   fund are managed by professional managers or fund manager who have skills,knowledge and experience in the field and also they invest according to the investors risk taking capacity and requirement of investor...

Mostly people confuse between fixed deposit and fixed maturity plan (FMP), but there is a difference between the two. Here is a comparison between them. Fixed deposit   is high-return financial instruments offered by banks, which allows investors to invest there money for fixed tenure and enjoy a higher return than saving account.  Whereas, Fixed maturity plans are close-ended mutual fund scheme i.e., they have a fixed investment period and are open for a specific time period. Fixed deposit is a separate financial instrument offered by the bank.  Whereas fixed maturity plans allow an investor to invest in money market instruments such as commercial paper, certificate of deposits, corporate bonds etc. Fixed deposit offers a fixed return of 6.5% to 7.5%.   Whereas  fixed maturity plans offer more return of 8% to 8.5%. Investment period of fixed deposit is up to a fixed maturity date.  Whereas the investment period of fixed maturity p...

Gold is considered to be one of the most precious metal in our culture and now it has broadened its path in our investment portfolio. Investment in gold is considered to be one of the safest investment by a middle class person.    "According to a report Gold prices are expected       to grow by ₹65000-₹67000 in next one year." There are various ways through which we can invest in Gold this can be through Gold Mutual Fund, Gold exchange traded funds, Gold saving scheme, and Sovereign Gold Bonds. Sovereign Gold Bonds are government securities which are denominated in gram of gold. These Bonds does not require physical holding of gold, rather investors just need to pay the issue price and the amount will be redeemed in cash equivalent to gold price. Among the above mentioned options SGB is one the most trending investment options. Although it started 5 years ago in India but have still gained popularity and investors are finding a new way towards S...